Lesley Sommers, CFP

<body> </head> <body text="#000000" link="#0000CC" vlink="#0000CC" alink="#0000CC" bgcolor="#FFFFFF" leftmargin="0" topmargin="0"> <table border="0" cellpadding="2" width="100%" cellspacing="0"> <tr> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000000; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=3335" target="_top"> <img src="/files/newsletters/tsr12026.gif" border="0" width="120" height="50" alt="Do You Have Enough Disability Coverage" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000000"> <strong>Do You Have Enough Disability Coverage</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000000; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=3113" target="_top"> <img src="/files/newsletters/tsr11116.gif" border="0" width="120" height="50" alt="Is Your Business Ready for a Structure Change " vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000000"> <strong>Is Your Business Ready for a Structure Change </strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; 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